For late winter in Wisconsin, this is what I would call an Inside Scarf. Yes, I have a collection of lighter ones for warmer months and wearing in the house as well as heavy ones for the bitter cold! The easy shaping creates a triangle point in front with less bulk across the back of the neck.

The pattern is free on my website, Jaalaspiro.com.
You have to “check out” and give info but the cost will be zero.

This pattern is offered in one size, which is probably an adult M/L. If you’re a smaller person, I’d suggest casting on 10 fewer stitches and then just mentally take away 10 from all the subsequent numbers!